Christmas Gifts
Samantha and I are very deliberate with our budget; it allowed us to pay off our debt including our house. You can only be so strict before it wears you out, though. So part of our budget is “blow money”. We each get money to spend on whatever we wish, no questions asked. (though legal and ethical limitations probably still apply) We also try to be deliberate with gifts and avoid blatant consumerism. We both became annoyed at family gatherings that just seemed to be an exchange of gift cards. Generosity is also supposed to be part of our ethos,